Testimonials

Cascade Regional

We rely heavily on EmSpring's experience and advice.

Christine Swinehart, CEO

Tacoma, WA

Welcome To EmSpring Corporation

Employee benefits, and particularly health, life, disability and retirement benefits are unlike anything else people purchase and manage. Benefit plans not only have a direct and often profound effect on the lives of employees and their families, they make a significant statement about the philosophy and culture of every organization. That is why EmSpring is committed to helping employers and association clients take care of their most important asset – their people!

News

Federal Health Care Reform Timeline

On March 30, 2010, President Obama signed into law the Patient Protection and Affordable Care Act (PPACA) (Public Law No. 111-148). For one page summary overview, click here for our handy Health Care Reform Timeline.

While it may not answer all of your questions, it will help you see what comes first and focus on those changes that will affect you most.

Health Care Reform - Penalties for Employers

The Patient Protection and Affordable Care Act includes penalties for many employers. This Legislative Brief (pdf - 7 pages) includes:

  • A Summary of the "Pay or Play" Rules
  • A detailed explanation of who will pay and how much with examples
  • A clear flow chart: Will the Employer Pay a Penalty in 2014?
  • Reporting requirements, automatic enrollment and free vouchers

We Blew It

A Sigh in The Dark

For the past several years, I have actually been looking forward to health care reform. Politically, I am firmly in the middle in this debate; we need to expand access, standardize delivery of care, effectively ration and cost control all at the same time. And yes, I believe it can be done.